Most "lifetime" budgeting apps charge $35–$150 once — and that's on top of whatever tier you're already paying for. SomedayFund Pro is a one-time $9.99, includes every future Pro feature, and the Free plan never expires.
| App | Lifetime price | Notes |
|---|---|---|
| PocketGuard | $149.99 (or $79.99 promo) | Lifetime Plus tier, on top of paid subscription pricing |
| Wallet (BudgetBakers) | ~$35–$40 (new users, promo) | Lifetime Premium, promotional pricing for new accounts |
| SomedayFund | $9.99 | Standard price, includes all future Pro features |
Most apps price "lifetime" deals as a discount off years of subscription revenue — which is why they tend to land in the $35–$150 range, and are often only available as limited-time promos for new users.
SomedayFund is built around a permanent free plan plus a single low-cost upgrade. $9.99 unlocks unlimited accounts and categories, envelope budgeting, and CSV export — and every Pro feature added after you buy is included at no extra cost. There's no separate "lifetime" SKU to upsell into.
It's also manual-entry by design — no bank account linking, so it works the same whether you're in the US, Sri Lanka, or anywhere else, with bank-level AES-256 encryption on the data you do store.