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Manual expense tracking

Track every expense. Type it yourself.

SomedayFund is a manual-first expense tracker — no bank account linking, no shared credentials, no waiting for transactions to sync. Just you, your spending, and a clear picture of where the money goes.

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Built for manual entry, end to end

Add expenses in seconds
Log a transaction, pick a category, and you're done — no setup, no syncing, no waiting for imports.
No bank login, ever
There's nothing to connect, so there are no banking credentials stored anywhere.
Works in any country
Manual entry doesn't depend on open banking or Plaid coverage — it works the same everywhere.
Builds real awareness
Typing each expense — even small ones — keeps spending front of mind in a way auto-imports don't.
Categorize your way
10 default categories to start, with custom categories to match how you actually spend.
Free to start, forever
Unlimited transactions on the free plan. Pro is a one-time $9.99 — no subscription.

Is manual expense tracking actually better?

Bank-synced apps are convenient until they're not — connections break, categorization is often wrong, and every linked account means another set of bank credentials sitting with a third-party service.

Manual tracking trades a few seconds per transaction for full control and full awareness: you decide the category, you see the number as you type it, and nothing is ever imported incorrectly.

It's also the only approach that works everywhere — including countries where bank-sync tools like Plaid simply aren't available. SomedayFund is free to start, with Pro ($9.99 once) adding envelope budgeting, unlimited accounts and categories, and CSV export.

Frequently asked questions

Is manual expense tracking safe?
Yes — arguably safer than bank-linked apps. SomedayFund never asks for your bank username or password, so there are no banking credentials to be exposed if a third-party service is breached. The data you do enter is protected with bank-level AES-256 encryption.
What is the best manual expense tracker app?
SomedayFund is built specifically for manual entry: unlimited transactions on the free plan, custom categories, budget caps, savings goals, and trip-based expense grouping (Occasions) — with a one-time $9.99 upgrade for envelope budgeting and unlimited accounts.
Can I track expenses without linking my bank account?
Yes. SomedayFund works entirely without bank account linking. You log transactions yourself in seconds — no Plaid, no open banking, no sharing of bank credentials with any third party.
Is it better to track expenses manually than automatically?
Both have a place, but manual tracking has two advantages bank-sync can't replicate: it works in any country (including places without open-banking support), and the act of typing each expense builds spending awareness that passive auto-imports don't.
What app lets you enter expenses by hand?
SomedayFund is a manual-first expense tracker — add a transaction, pick a category, and you're done. It's free to start, with Pro ($9.99 once) adding envelope budgeting, unlimited categories, and CSV export.
Your someday starts today.
Free forever, or $9.99 once for Pro. No subscription, ever.
Start free, no card