Terms of Service

By accessing or using SomedayFund at somedayfund.app, you confirm that you are at least 16 years old, have read and understood these Terms of Service and our Privacy Policy, and agree to be bound by them.

If you are using SomedayFund on behalf of an organisation, you represent that you have authority to bind that organisation to these terms.

If you do not agree with any part of these terms, you must not use SomedayFund.

SomedayFund is a personal finance tracking application that allows you to:

• Manually record income and expense transactions
• Track bank accounts and cash wallets
• Monitor recurring subscriptions
• Set and track savings goals
• View spending analytics and summaries

SomedayFund is a manual tracking tool. It does not connect to your bank, does not access your financial accounts, and does not automatically import or sync transactions. All data in your account was entered by you.

We reserve the right to modify, suspend, or discontinue any part of the service at any time with reasonable notice. We will notify active users of material changes by email.

To use SomedayFund, you must create an account with a valid email address. You are responsible for:

• Providing accurate registration information
• Keeping your password secure and confidential
• All activity that occurs under your account
• Notifying us immediately if you suspect unauthorised access at support@somedayfund.app

You may not share your account credentials with others or create accounts on behalf of others without their knowledge and consent.

We reserve the right to suspend or terminate accounts that show signs of unauthorised use, fraudulent activity, or violation of these terms.

All financial data you enter into SomedayFund — transactions, accounts, subscriptions, goals, and notes — belongs to you. We do not claim any ownership over your data.

You grant SomedayFund a limited licence to store, process, and display your data solely for the purpose of providing the service to you. This licence ends when you delete your account and the 30-day grace period expires.

You can export a complete copy of your data at any time via Settings. You can permanently delete your account and all associated data via Settings → Danger zone.

You are responsible for the accuracy of data you enter. SomedayFund performs calculations based on the data you provide — inaccurate input produces inaccurate output.

You agree not to use SomedayFund to:

• Violate any applicable law or regulation
• Track financial data relating to illegal activities
• Attempt to gain unauthorised access to the service, its systems, or other users' accounts
• Reverse engineer, decompile, or attempt to extract the source code of the application
• Introduce malware, viruses, or other malicious code
• Probe, scan, or test the vulnerability of the service or its infrastructure
• Use automated tools to scrape, crawl, or extract data from the service
• Impersonate any person or entity
• Create multiple accounts to circumvent limitations or restrictions

Violation of this section may result in immediate account termination and, where appropriate, reporting to law enforcement authorities.

SomedayFund is a personal tracking and organisation tool. The analytics, summaries, and insights it displays are based solely on data you enter. They are for informational purposes only and should not be used as the basis for financial decisions.

For financial advice, investment decisions, tax matters, or any regulated financial activity, please consult a qualified professional.

SomedayFund does not hold, move, or manage money. We do not have access to your bank accounts and cannot initiate any transactions on your behalf.

We aim to provide reliable, uninterrupted service but cannot guarantee 100% uptime. The service is provided "as is" and "as available". We may perform scheduled maintenance (with advance notice where possible) or experience unplanned outages.

We are not liable for any loss or inconvenience caused by service unavailability, including any inability to access your financial records during an outage. We strongly recommend using the data export feature to maintain your own copies of important records.

SomedayFund currently offers a free tier. When paid plans are introduced:

• Pricing will be clearly displayed before any charge is made
• Subscriptions will renew automatically unless cancelled before the renewal date
• Refunds for unused portions of a billing period are provided at our discretion
• Downgrading to a free plan will not delete your data, but may restrict access to paid features

All prices are shown in the currency applicable to your region. You are responsible for any applicable taxes.

SomedayFund, including its design, code, branding, and all content we create, is owned by SomedayFund and protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any part of SomedayFund without our written permission.

Your data — the transactions, accounts, and other records you enter — remains yours. We own the platform; you own your data.

To the maximum extent permitted by applicable law, SomedayFund shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of data, loss of profits, or loss of business, arising from your use of or inability to use the service.

Our total liability to you for any claim arising from your use of SomedayFundshall not exceed the amount you paid us in the 12 months preceding the claim, or USD 100 (whichever is greater).

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liability. In such cases, the above limitations apply to the fullest extent permitted by law.

You may terminate your account at any time via Settings → Danger zone → Delete account. Your account is disabled immediately and data is permanently deleted after 30 days.

We may suspend or terminate your account if you violate these terms, engage in fraudulent or abusive behaviour, or if we are required to do so by law. We will provide advance notice where possible, except in cases of serious violation.

On termination, your right to use SomedayFund ends immediately. Sections of these terms that by their nature should survive termination (including liability limitations and dispute resolution) will continue to apply.

These terms are governed by and construed in accordance with applicable law. Any disputes arising from these terms or your use of SomedayFund shall be resolved through binding arbitration or the courts of competent jurisdiction in the region where you reside, to the extent permitted by local law.

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Our failure to enforce any right or provision of these terms shall not constitute a waiver of that right or provision.

Questions about these Terms of Service should be sent to: