SomedayFund

About SomedayFund

SomedayFund is the fund for your "someday" — the trip, the laptop, the move you keep saying you'll do. It's a manual-first expense tracker and savings planner that turns those plans into a number you can hit every month.

Why it exists

Most people don't lack goals — they lack a plan that fits into an ordinary month. "Save for Japan" is a wish. "Put aside 180 a month until next April" is a plan.

SomedayFund was built to close that gap: see where your money actually goes, then decide where you want it to go instead. Your someday starts today.

What it does

  • Expense tracking — log transactions in seconds, organised with your own categories and accounts.
  • Budgets — set monthly caps per category and get alerted when you go over.
  • Bucket List goals — give a goal a target amount and a date, and SomedayFund tells you exactly how much to save each month to get there on time. Use the free savings goal calculator to try the math.
  • Occasions — track the full cost of a trip, wedding, or event separately from everyday spending.
  • Subscriptions — keep every recurring charge in one place with renewal reminders.

Why manual entry

SomedayFund never asks for your bank login. That's a deliberate choice, for two reasons:

  • It works everywhere. Automatic bank sync only exists in a handful of countries. Manual entry works in every country and every currency.
  • It actually changes behaviour. Typing in a purchase takes a few seconds, and those seconds are when you notice where the money is going.

Read more in why a manual expense tracker or our guide on how to track expenses.

Why $9.99, once

The Free plan is permanent and genuinely usable — unlimited transactions, no trial clock. Pro is a single $9.99 payment for life, including every future Pro feature.

That's possible because SomedayFund is run lean: no investors to repay, no sales team, no advertising budget. A budgeting app shouldn't become another subscription you have to budget for. See how it compares in SomedayFund vs YNAB and the lifetime budget app comparison.

How we treat your data

We don't sell your data, we don't show ads, and we never connect to your bank.

Sensitive fields are encrypted before they reach the database, and passwords and sessions are stored only as one-way hashes. The details are on our Security page and in the Privacy Policy.

Who's behind it

SomedayFund is built and run by an independent developer — the same person who reads your support emails and ships the fixes. There's no call centre and no ticket queue.

Questions, bugs, or ideas? Get in touch.